Public programs and free or low-cost care paths

Help finding health coverage and care paths, including Medicaid and free services.

CoveredNYC can help New Yorkers organize the facts needed to check Medicaid, Essential Plan, Child Health Plus, Qualified Health Plans, NYC Care, employer/COBRA paths, Medicare routing, and other free or low-cost care resources when appropriate. CoveredNYC does not make official eligibility decisions.

Medicaid

For users who may need no-cost or lower-cost public coverage, CoveredNYC can help gather household, income, county, age, and notice information and route the case to official/certified/licensed review.

Medicaid help →

Essential Plan

For some New Yorkers who do not fit Medicaid, the Essential Plan may be a lower-cost coverage path. CoveredNYC can prepare the questions and documents for marketplace or broker review.

Essential Plan help →

Child Health Plus

Children should be mapped separately. CoveredNYC asks child age, household, county, and income questions and helps parents prepare for the official Child Health Plus or Children’s Medicaid path.

Child coverage help →

Qualified Health Plans

If public-program paths do not fit, a Qualified Health Plan with possible financial assistance may be worth checking. CoveredNYC organizes plan comparison factors for licensed broker review.

QHP help →

NYC Care

For NYC residents who do not qualify for or cannot afford health insurance, NYC Care may be a possible health care access path through NYC Health + Hospitals. It is not health insurance.

NYC Care path →

Other free or low-cost care resources

Some users may need safety-net clinics, hospital financial assistance, official local social services, or community care resources. CoveredNYC can organize and route, but does not provide medical advice.

Document checklist →
Important: CoveredNYC screens for likely pathways and prepares users for the right official, licensed, certified, carrier, or program review. Official eligibility, plan availability, subsidies, free care, provider access, and enrollment outcomes are not guaranteed.

What we ask first

  • County or NYC borough
  • Who needs coverage
  • Household size and ages
  • Estimated income range
  • Current coverage or recent loss
  • Employer coverage availability
  • Notices and deadlines

What we avoid

  • No unnecessary medical history
  • No emergency intake
  • No guarantee that someone qualifies
  • No immigration legal advice
  • No claim that CoveredNYC is NY State of Health, Medicaid, Medicare, NYC Care, or the government

Next step

Use the signup intake if you want the situation summarized and placed into the broker/staff review queue after licensing and launch requirements are complete.

Start now →